AMP Bank

Challenger

AMP Bank is an Australian challenger bank offering a range of savings and superannuation-linked deposit accounts. Its AMP Saver Account offers a 4.7% ongoing rate, made up of a 0.25% base rate and a 4.45% bonus rate, provided the balance grows by at least $250 per calendar month excluding interest, with the bonus rate applying to balances up to $500,000. The SuperEdge Saver Account pays 2.95% with no bonus conditions required.

Savings Accounts

AMP Saver Account

View on bank website ↗

4.70% p.a.

ongoing rate

Rate breakdown

Base rate: 0.25%

Bonus rate: + 4.45%

How to earn it

Grow your AMP Saver account balance by $250 or more (excluding interest) in a calendar month and you will receive the bonus interest on balances in your AMP Saver account up to $500,000 in the following month

Bonus rate applies on balances up to $500,000

Rate current since 4 Apr 2026.