Australian Savings Account Rates

Compare 87 savings accounts from Australian banks. Sorted by ongoing rate — not honeymoon specials. Updated daily.

Best ongoing rate
5.50% p.a.
Best — no conditions
5.40% p.a.
PremiumSaver — Rabobank
Best intro rate
8.75% p.a.
For 12 months, then 3.50%
Salute Account — Defence Bank

Rate Comparison

Account Ongoing rate
Savings Maximiser
ING
18+
5.50%
base 0.01% + bonus 5.49%
PremiumSaver
Rabobank
18+
5.40%
Growth Saver
MOVE Bank
5.40%
base 0.10% + bonus 5.30%
Personal Savings Account
Judo Bank
18+
5.35%
base 0.05% + bonus 5.30%
Bonus Saver Account
RACQ Bank
13+
5.26%
base 0.01% + bonus 5.25%
Incentive Saver
St George Bank
14+
5.15%
base 0.10% + bonus 5.05%
Incentive Saver
BankSA
14+
5.15%
base 0.10% + bonus 5.05%
Incentive Saver
Bank of Melbourne
14+
5.15%
base 0.10% + bonus 5.05%
Hero Saver
Bankwest
14+
5.10%
base 0.65% + bonus 4.45%
Savvy Saver Account
P&N Bank
18+
5.10%
base 0.20% + bonus 4.90%
Boss Saver
BCU Bank
18+
5.10%
base 0.20% + bonus 4.90%
Up Essentials Saver
Up
16+
5.10%
Up Saver
Up
16+
5.10%
base 0.00% + bonus 5.10%
Growth Saver Account
Suncorp Bank
11+
5.05%
base 0.10% + bonus 4.95%
Flex Saver
easystreet
18+
5.05%
GoalSaver
Commonwealth Bank
18+
5.00%
base 0.25% + bonus 4.75%
Home Saver
Great Southern Bank
18+
5.00%
base 0.50% + bonus 4.50%
Bonus Saver
MyState Bank
13+
5.00%
base 0.00% + bonus 5.00%
Bankwest Easy Saver
Bankwest
16+
5.00%
Hello Saver account
MyState Bank
5.00%
Bonus Saver
MOVE Bank
5.00%
base 0.10% + bonus 4.90%
Westpac Life
Westpac
18+
5.00%
base 0.10% + bonus 4.90%
NAB Reward Saver
NAB
5.00%
base 0.01% + bonus 4.99%
Max E Saver
Defence Bank
4.95%
base 0.10% + bonus 4.85%
LITTLE STAR SAVER
Southern Cross CU
4.90%
base 1.00% + bonus 3.90%
STAR SAVER
Southern Cross CU
4.90%
base 1.00% + bonus 3.90%
Bonus Saver
Bank Australia
4.85%
base 0.10% + bonus 4.75%
MOMENTUM SAVER
Teachers Mutual Bank
4.85%
base 0.10% + bonus 4.75%
Save account
UBank
16+
4.85%
base 0.00% + bonus 4.85%
Power Saver
BCU Bank
18+
4.85%
base 0.50% + bonus 4.35%
Smart Saver Account
P&N Bank
18+
4.85%
base 0.50% + bonus 4.35%
Savings Accelerator
ING
18+
4.80%
Macquarie Savings Account
Macquarie Bank
12+
4.75%
Essential Saver account
Teachers Mutual Bank
4.75%
Dream Fund
People First Bank
4.75%
base 0.01% + bonus 4.74%
AMP Saver Account
AMP Bank
4.70%
base 0.25% + bonus 4.45%
Purple Bonus Saver
Beyond Bank
4.65%
base 0.01% + bonus 4.64%
Future Saver
Great Southern Bank
18+
4.60%
base 0.10% + bonus 4.50%
Simple Saver Account
BOQ
14+
4.55%
Everyday Saver
Great Southern Bank
4.55%
MySavings account
Heartland Bank
14+
4.55%
Bendigo Reward Saver
Bendigo Bank
4.50%
base 0.10% + bonus 4.40%
Online Saver Account
People First Bank
4.35%
base 2.95% + bonus 1.40%
Online Saver
Bank Australia
4.20%
Online Saver
MOVE Bank
4.15%
Bonus Saver
Greater Bank
4.00%
E&P High Yield Account
MyState Bank
4.00%
Target Bonus Account
People First Bank
4.00%
base 0.01% + bonus 3.99%
High Interest Savings Account
Rabobank
18+
4.00%
Virgin Money Boost Saver
Virgin Money
3.95%
base 0.05% + bonus 3.90%
PremiumSaver (Trust)
Rabobank
18+
3.95%
Bank Guarantee Facility Acct
Beyond Bank
3.95%
ANZ V2 PLUS
ANZ
18+
3.85%
Community Reward Account
Beyond Bank
3.80%
Salute Account
Defence Bank
3.50%
Call Deposit Account
Rabobank
18+
3.50%
ANZ Progress Saver
ANZ
12+
3.50%
base 0.01% + bonus 3.49%
High Interest Savings Account (Trust)
Rabobank
18+
3.40%
Bendigo EasySaver
Bendigo Bank
3.30%
PurposeSaver
Rabobank
18+
3.25%
Christmas Club Account
IMB Bank
3.00%
base 0.00% + bonus 3.00%
eSave Account
RACQ Bank
13+
3.00%
Reward Saver Account
IMB Bank
3.00%
base 0.00% + bonus 3.00%
Virgin Money Grow Saver
Virgin Money
2.80%
base 0.05% + bonus 2.75%
monEsaver Internet Account
Beyond Bank
2.75%
Pension Advantage account
Teachers Mutual Bank
2.75%
PurposeSaver (Trust)
Rabobank
18+
2.55%
NetBank Saver
Commonwealth Bank
14+
2.10%
NAB iSaver
NAB
1.65%
Commercial Saver
Bank Australia
18+
1.45%
Community Account
Beyond Bank
1.30%
Maxi Saver
St George Bank
14+
1.25%
Westpac eSaver
Westpac
14+
1.25%
Maxi Saver
BankSA
14+
1.25%
Maxi Saver
Bank of Melbourne
14+
1.25%
Express Saver
MOVE Bank
1.10%
ANZ Online Saver
ANZ
12+
1.10%
Community Access
Bank Australia
18+
1.00%
iSaver
Defence Bank
0.50%
Hi Saver Account
P&N Bank
12+
0.05%
Everyday Access
Bank Australia
13+
0.05%
Bonus Saver
BCU Bank
12+
0.05%
Bendigo Student Account
Bendigo Bank
12+
0.01%
Everyday Options Account
Suncorp Bank
11+
0.01%
Everyday Account
IMB Bank
0.01%
Access Savings Account
Beyond Bank
18+
0.01%
Access
Greater Bank
0.01%

Rates are p.a. Sorted by ongoing rate — the rate you earn after any introductory period ends. Intro rates shown separately. View all lenders. How rates work. No affiliate fees — we're independent.

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