Australian Savings Account Rates
Compare 87 savings accounts from Australian banks. Sorted by ongoing rate — not honeymoon specials. Updated daily.
Best ongoing rate
Savings Maximiser
— ING
Best — no conditions
PremiumSaver
— Rabobank
Best intro rate
8.75% p.a.
For 12 months, then 3.50%
Salute Account — Defence Bank
Rate Comparison
| Account | Ongoing rate |
|---|---|
|
Savings Maximiser
ING
18+
|
base 0.01%
+ bonus 5.49%
|
|
PremiumSaver
Rabobank
18+
|
|
|
Growth Saver
MOVE Bank
|
base 0.10%
+ bonus 5.30%
|
|
Personal Savings Account
Judo Bank
18+
|
base 0.05%
+ bonus 5.30%
|
|
Bonus Saver Account
RACQ Bank
13+
|
base 0.01%
+ bonus 5.25%
|
|
Incentive Saver
St George Bank
14+
|
base 0.10%
+ bonus 5.05%
|
|
Incentive Saver
BankSA
14+
|
base 0.10%
+ bonus 5.05%
|
|
Incentive Saver
Bank of Melbourne
14+
|
base 0.10%
+ bonus 5.05%
|
|
Hero Saver
Bankwest
14+
|
base 0.65%
+ bonus 4.45%
|
|
Savvy Saver Account
P&N Bank
18+
|
base 0.20%
+ bonus 4.90%
|
|
Boss Saver
BCU Bank
18+
|
base 0.20%
+ bonus 4.90%
|
|
Up Essentials Saver
Up
16+
|
|
|
Up Saver
Up
16+
|
base 0.00%
+ bonus 5.10%
|
|
Growth Saver Account
Suncorp Bank
11+
|
base 0.10%
+ bonus 4.95%
|
|
Flex Saver
easystreet
18+
|
|
|
GoalSaver
Commonwealth Bank
18+
|
base 0.25%
+ bonus 4.75%
|
|
Home Saver
Great Southern Bank
18+
|
base 0.50%
+ bonus 4.50%
|
|
Bonus Saver
MyState Bank
13+
|
base 0.00%
+ bonus 5.00%
|
|
Bankwest Easy Saver
Bankwest
16+
|
|
|
Hello Saver account
MyState Bank
|
|
|
Bonus Saver
MOVE Bank
|
base 0.10%
+ bonus 4.90%
|
|
Westpac Life
Westpac
18+
|
base 0.10%
+ bonus 4.90%
|
|
NAB Reward Saver
NAB
|
base 0.01%
+ bonus 4.99%
|
|
Max E Saver
Defence Bank
|
base 0.10%
+ bonus 4.85%
|
|
LITTLE STAR SAVER
Southern Cross CU
|
base 1.00%
+ bonus 3.90%
|
|
STAR SAVER
Southern Cross CU
|
base 1.00%
+ bonus 3.90%
|
|
Bonus Saver
Bank Australia
|
base 0.10%
+ bonus 4.75%
|
|
MOMENTUM SAVER
Teachers Mutual Bank
|
base 0.10%
+ bonus 4.75%
|
|
Save account
UBank
16+
|
base 0.00%
+ bonus 4.85%
|
|
Power Saver
BCU Bank
18+
|
base 0.50%
+ bonus 4.35%
|
|
Smart Saver Account
P&N Bank
18+
|
base 0.50%
+ bonus 4.35%
|
|
Savings Accelerator
ING
18+
|
|
|
Macquarie Savings Account
Macquarie Bank
12+
|
|
|
Essential Saver account
Teachers Mutual Bank
|
|
|
Dream Fund
People First Bank
|
base 0.01%
+ bonus 4.74%
|
|
AMP Saver Account
AMP Bank
|
base 0.25%
+ bonus 4.45%
|
|
Purple Bonus Saver
Beyond Bank
|
base 0.01%
+ bonus 4.64%
|
|
Future Saver
Great Southern Bank
18+
|
base 0.10%
+ bonus 4.50%
|
|
Simple Saver Account
BOQ
14+
|
|
|
Everyday Saver
Great Southern Bank
|
|
|
MySavings account
Heartland Bank
14+
|
|
|
Bendigo Reward Saver
Bendigo Bank
|
base 0.10%
+ bonus 4.40%
|
|
Online Saver Account
People First Bank
|
4.35%
base 2.95%
+ bonus 1.40%
|
|
Online Saver
Bank Australia
|
4.20% |
|
Online Saver
MOVE Bank
|
4.15% |
|
Bonus Saver
Greater Bank
|
4.00% |
|
E&P High Yield Account
MyState Bank
|
4.00% |
|
Target Bonus Account
People First Bank
|
4.00%
base 0.01%
+ bonus 3.99%
|
|
High Interest Savings Account
Rabobank
18+
|
4.00% |
|
Virgin Money Boost Saver
Virgin Money
|
3.95%
base 0.05%
+ bonus 3.90%
|
|
PremiumSaver (Trust)
Rabobank
18+
|
3.95% |
|
Bank Guarantee Facility Acct
Beyond Bank
|
3.95% |
|
ANZ V2 PLUS
ANZ
18+
|
3.85% |
|
Community Reward Account
Beyond Bank
|
3.80% |
|
Salute Account
Defence Bank
|
3.50% |
|
Call Deposit Account
Rabobank
18+
|
3.50% |
|
ANZ Progress Saver
ANZ
12+
|
3.50%
base 0.01%
+ bonus 3.49%
|
|
High Interest Savings Account (Trust)
Rabobank
18+
|
3.40% |
|
Bendigo EasySaver
Bendigo Bank
|
3.30% |
|
PurposeSaver
Rabobank
18+
|
3.25% |
|
Christmas Club Account
IMB Bank
|
3.00%
base 0.00%
+ bonus 3.00%
|
|
eSave Account
RACQ Bank
13+
|
3.00% |
|
Reward Saver Account
IMB Bank
|
3.00%
base 0.00%
+ bonus 3.00%
|
|
Virgin Money Grow Saver
Virgin Money
|
2.80%
base 0.05%
+ bonus 2.75%
|
|
monEsaver Internet Account
Beyond Bank
|
2.75% |
|
Pension Advantage account
Teachers Mutual Bank
|
2.75% |
|
PurposeSaver (Trust)
Rabobank
18+
|
2.55% |
|
NetBank Saver
Commonwealth Bank
14+
|
2.10% |
|
NAB iSaver
NAB
|
1.65% |
|
Commercial Saver
Bank Australia
18+
|
1.45% |
|
Community Account
Beyond Bank
|
1.30% |
|
Maxi Saver
St George Bank
14+
|
1.25% |
|
Westpac eSaver
Westpac
14+
|
1.25% |
|
Maxi Saver
BankSA
14+
|
1.25% |
|
Maxi Saver
Bank of Melbourne
14+
|
1.25% |
|
Express Saver
MOVE Bank
|
1.10% |
|
ANZ Online Saver
ANZ
12+
|
1.10% |
|
Community Access
Bank Australia
18+
|
1.00% |
|
iSaver
Defence Bank
|
0.50% |
|
Hi Saver Account
P&N Bank
12+
|
0.05% |
|
Everyday Access
Bank Australia
13+
|
0.05% |
|
Bonus Saver
BCU Bank
12+
|
0.05% |
|
Bendigo Student Account
Bendigo Bank
12+
|
0.01% |
|
Everyday Options Account
Suncorp Bank
11+
|
0.01% |
|
Everyday Account
IMB Bank
|
0.01% |
|
Access Savings Account
Beyond Bank
18+
|
0.01% |
|
Access
Greater Bank
|
0.01% |
Rates are p.a. Sorted by ongoing rate — the rate you earn after any introductory period ends. Intro rates shown separately. View all lenders. How rates work. No affiliate fees — we're independent.
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