Beyond Bank
Credit unionBeyond Bank is an Australian credit union offering savings accounts across a range of rates. The Purple Bonus Saver provides the highest rate at 4.4%, combining a 0.01% base with a 4.39% bonus rate, conditional on depositing at least $50 and making no withdrawals in the month. The BU Account offers 2.95% for members aged 17 and under. Other options include the Bank Guarantee Facility Account at 3.7% and the Community Reward Account at 2.9%.
Savings Accounts
ongoing rate
Rate breakdown
Base rate: 0.01%
Bonus rate: + 4.64%
How to earn it
You will become eligible for bonus interest if you: a) deposit at least $50 during the month; and b) do not make a withdrawal during the same month. Interest is paid monthly.
Rate current since 19 May 2026.
3.95% p.a.
ongoing rate
Rate breakdown
Base rate: 3.95%
How to earn it
No conditions
Rate current since 19 May 2026.
3.80% p.a.
ongoing rate
Rate breakdown
Base rate: 3.80%
How to earn it
No conditions
Rate current since 19 May 2026.
2.75% p.a.
ongoing rate
Rate breakdown
Base rate: 2.75%
How to earn it
No conditions
Rate current since 19 May 2026.
1.30% p.a.
ongoing rate
Rate breakdown
Base rate: 1.30%
How to earn it
No conditions
Rate current since 19 May 2026.
0.01% p.a.
ongoing rate
Rate breakdown
Base rate: 0.01%
How to earn it
No conditions
Rate current since 4 Apr 2026.