Great Southern Bank

Credit union
www.greatsouthernbank.com.au ↗

Savings Accounts

Youth eSaver

View on bank website ↗ Under 17
5.25% p.a.
ongoing rate
Rate breakdown
Base rate: 5.25%
How to earn it
No conditions
Rate current since 4 Apr 2026.

Goal Saver

View on bank website ↗ 18+ Under 24
5.10% p.a.
ongoing rate
Rate breakdown
Base rate: 0.50%
Bonus rate: + 4.60%
How to earn it

Receive bonus interest on balances up to $50,000 when you deposit $500 or more each month into your Everyday Edge Account from a non-Great Southern Bank account and make five or more Visa Debit Card purchases.

Bonus rate applies on balances up to $50,000

Rate current since 4 Apr 2026.

Home Saver

View on bank website ↗ 18+
5.00% p.a.
ongoing rate
Rate breakdown
Base rate: 0.50%
Bonus rate: + 4.50%
How to earn it

Receive bonus interest on balances up to $100,000 when you deposit $2,000 or more each month into your Everyday Edge Account from a non-Great Southern Bank account and make five or more Visa Debit Card purchases.

Bonus rate applies on balances up to $100,000

Rate current since 4 Apr 2026.

Future Saver

View on bank website ↗ 18+
4.60% p.a.
ongoing rate
Rate breakdown
Base rate: 0.10%
Bonus rate: + 4.50%
How to earn it

Rate applies on a stepped basis. Bonus interest is applied on top of the base rate if the balance of the Future Saver account increases by $250 by the end of each calendar month (excluding interest payments, withholding tax and fees).

+3.15% — Rate applies on a stepped basis. Bonus interest is applied on top of the base rate if the balance of the Future Saver account increases by $250 by the end of each calendar month (excluding interest payments, withholding tax and fees).

Rate current since 4 Apr 2026.

Everyday Saver

View on bank website ↗
4.55% p.a.
ongoing rate
Rate breakdown
Base rate: 4.55%
How to earn it
No conditions
Rate current since 4 Apr 2026.

Everyday 50+ Account

View on bank website ↗ 50+
0.10% p.a.
ongoing rate
Rate breakdown
Base rate: 0.10%
How to earn it
No conditions
Rate current since 4 Apr 2026.