MyState Bank

MyState Bank offers a 5.4% p.a. rate on 12-month terms, its strongest offering across the range. The 9-month term also rates competitively at 5.35% p.a. Shorter terms under three months yield only 0.5% p.a., while mid-length terms between four and eleven months show variable rates mostly between 3.75% and 4.85% p.a. Longer-term deposits decline to 4.5% at two years and 4.25% at three years. No minimum deposit amount is specified.