Savings account

Smart Saver Account — Newcastle Permanent

Current savings rate from Newcastle Permanent. Compare the ongoing rate, bonus conditions, and eligibility in one place.

Smart Saver Account

View on bank website ↗ 25+
5.00% p.a.
ongoing rate
Rate breakdown
Base rate: 0.05%
Bonus rate: + 4.95%
How to earn it
No conditions
Rate current since 9 Oct 2026.

Rate History

The Smart Saver Account rate has changed 1 time since we started tracking on 28 May 2026. Current rate: 5.00% p.a. — High: 5.00%, Low: 4.50%.

From To Ongoing rate p.a.
9 Oct 2026 — 5.00% Current
28 May 2026 9 Oct 2026 4.50%

What to know

This page focuses on the ongoing rate: 5.00% p.a.

This account is effectively a no-hoops saver: it has no monthly conditions.

The bonus component is capped at $50,000.

Eligibility: minimum age 25.

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The information on this page is general in nature and does not constitute financial advice. Rates are subject to change — verify directly with the provider before making a financial decision.

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