Savings account

Smart Saver Account — Newcastle Permanent

Current savings rate from Newcastle Permanent. Compare the ongoing rate, bonus conditions, and eligibility in one place.

Smart Saver Account

View on bank website ↗ 25+
4.50% p.a.
ongoing rate
Rate breakdown
Base rate: 0.05%
Bonus rate: + 4.45%
How to earn it
No conditions
Rate current since 28 May 2026.

Rate History

The Smart Saver Account rate has not changed since we started tracking on 28 May 2026. Current rate: 4.50% p.a.

From To Ongoing rate p.a.
28 May 2026 4.50% Current

What to know

This page focuses on the ongoing rate: 4.50% p.a. That is the rate after any honeymoon period ends.

This account is effectively a no-hoops saver: it has no monthly conditions.

Eligibility: minimum age 25.

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The information on this page is general in nature and does not constitute financial advice. Rates are subject to change — verify directly with the provider before making a financial decision.

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