People's Choice is an Australian credit union offering several savings accounts with varying rate structures. The Dream Fund pays a competitive ongoing rate on balances up to $100,000, provided the account balance grows each month excluding interest credits. The Online Saver Account offers a promotional rate for four months on new accounts up to $100,000, reverting to a base rate. The Target Bonus and Youth Target Bonus accounts both earn a competitive rate when at least one deposit is made and no withdrawals occur.
Deposits with People First Bank are protected under the Financial Claims Scheme up to $250,000 per account holder per ADI.