People's Choice
Credit unionSavings Accounts
Dream Fund
View on bank website ↗ongoing rate
Rate breakdown
Base rate: 0.01%
Bonus rate: + 4.74%
How to earn it
Bonus interest paid in any month the account balance grows (not including interest credits)
Bonus rate applies on balances up to $100,000
+3.89% — Bonus interest paid in any month the account balance grows (not including interest credits)
Rate current since 4 Apr 2026.
Online Saver Account
View on bank website ↗
4.35% p.a.
ongoing rate
Rate breakdown
Base rate: 2.95%
Bonus rate: + 1.40%
How to earn it
Bonus Promotional 4 month rate on new accounts up to $100,000
Bonus rate applies on balances up to $100,000
Rate current since 4 Apr 2026.
Target Bonus Account
View on bank website ↗
4.00% p.a.
ongoing rate
Rate breakdown
Base rate: 0.01%
Bonus rate: + 3.99%
How to earn it
bonus interest will be applied to all balances if at least one deposit and no withdrawals are made
Rate current since 4 Apr 2026.
Youth Target Bonus Account
View on bank website ↗
4.00% p.a.
ongoing rate
Rate breakdown
Base rate: 0.01%
Bonus rate: + 3.99%
How to earn it
Bonus interest will be applied to all balances if at least one deposit and no withdrawals are made
Rate current since 4 Apr 2026.