Savings account
Incentive Saver
Current savings rate from St George Bank. Compare the ongoing rate, bonus conditions, introductory offers, and eligibility in one place.
To earn Bonus interest rates, grow your account by at least $50 a month (for customers 21 or over) or $0.01 a month (for customers under 21) and keep your balance above $0. Add money to your account (interest payments don?t count). Grow your balance before the last business day of the month
Rate History
The Incentive Saver rate has changed 1 time since we started tracking on 23 May 2026. Current rate: 5.15% p.a.
| From | To | Ongoing rate p.a. |
|---|---|---|
| 5 Jun 2026 | — | 5.15% Current |
| 23 May 2026 | 5 Jun 2026 | 5.15% |
What to know
This page focuses on the ongoing rate: 5.15% p.a. That is the rate after any honeymoon period ends.
To earn the full rate, you need to meet these conditions: To earn Bonus interest rates, grow your account by at least $50 a month (for customers 21 or over) or $0.01 a month (for customers under 21) and keep your balance above $0. Add money to your account (interest payments don?t count). Grow your balance before the last business day of the month
If you miss the conditions in a given month, you earn only the base rate: 0.10% p.a.
Eligibility: minimum age 14 .