Savings account

Incentive Saver

Current savings rate from St George Bank. Compare the ongoing rate, bonus conditions, introductory offers, and eligibility in one place.

Incentive Saver

View on bank website ↗ 14+
4.90% p.a.
ongoing rate
Rate breakdown
Base rate: 0.10%
Bonus rate: + 4.80%
How to earn it

To earn Bonus interest rates, grow your account by at least $50 a month (for customers 21 or over) or $0.01 a month (for customers under 21) and keep your balance above $0

+4.8% — To earn Bonus interest rates, grow your account by at least $50 a month (for customers 21 or over) or $0.01 a month (for customers under 21) and keep your balance above $0 +4.8% — To earn Bonus interest rates, grow your account by at least $50 a month (for customers 21 or over) or $0.01 a month (for customers under 21) and keep your balance above $0 +4.65% — To earn Bonus interest rates, grow your account by at least $50 a month (for customers 21 or over) or $0.01 a month (for customers under 21) and keep your balance above $0 +4.65% — To earn Bonus interest rates, grow your account by at least $50 a month (for customers 21 or over) or $0.01 a month (for customers under 21) and keep your balance above $0 +4.65% — To earn Bonus interest rates, grow your account by at least $50 a month (for customers 21 or over) or $0.01 a month (for customers under 21) and keep your balance above $0

Rate current since 10 Apr 2026.

What to know

This page focuses on the ongoing rate: 4.90% p.a. That is the rate after any honeymoon period ends.

To earn the full rate, you need to meet these conditions: To earn Bonus interest rates, grow your account by at least $50 a month (for customers 21 or over) or $0.01 a month (for customers under 21) and keep your balance above $0

Eligibility: minimum age 14 .