Savings account

Westpac eSaver

Current savings rate from Westpac. Compare the ongoing rate, bonus conditions, introductory offers, and eligibility in one place.

Westpac eSaver

View on bank website ↗ 14+
1.25% p.a.
ongoing rate
Rate breakdown
Base rate: 1.25%
How to earn it
No conditions
Introductory rate
4.80% for 5 months

Then reverts to 1.25% ongoing rate.

Rate current since 15 May 2026.

What to know

This page focuses on the ongoing rate: 1.25% p.a. That is the rate after any honeymoon period ends.

This account is effectively a no-hoops saver: there are no bonus conditions recorded for the current rate.

Eligibility: minimum age 14 .