AUSavingsPulse

ANZ Savings Account Rates

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www.anz.com.au ↗

ANZ offers three savings accounts with varying rate structures. The ANZ V2 Plus delivers a straightforward ongoing competitive rate with no bonus conditions, available to customers aged 18 and over. The ANZ Progress Saver offers a competitive rate for savers aged 12 and over, but requires at least one deposit of $10 or more and no withdrawals in the month to earn the bonus rate on top of a 0.01% base. The ANZ Online Saver pays a competitive rate with no conditions attached.

Deposits with ANZ are protected under the Financial Claims Scheme up to $250,000 per account holder per ADI.

Savings Accounts

5.10% p.a.
ongoing rate
Rate breakdown
Base rate: 0.10%
Bonus rate: + 5.00%
How to earn it

Here's how it works: You'll get a standard rate of 0.10% p.a. on your total ANZ Plus Growth Saver balance each month, plus a bonus rate of 5.00% p.a. when you grow your ANZ Plus Growth Saver balance by $100 or more (on top of any interest you receive) each month.disclaimer

Rate current since 29 May 2026.
4.10% p.a.
ongoing rate
Rate breakdown
Base rate: 4.10%
How to earn it
No conditions
Rate current since 27 May 2026.
3.75% p.a.
ongoing rate
Rate breakdown
Base rate: 0.01%
Bonus rate: + 3.74%
How to earn it

When you make a single deposit of $10 or more in a month and no withdrawals

Any withdrawal during the month — regardless of size — forfeits the bonus rate, even if you've also made the required $10+ deposit. Fees and account charges count as withdrawals for this purpose. Both the deposit and the no-withdrawal condition must be true in the same calendar month.

Rate current since 27 May 2026.
1.35% p.a.
ongoing rate
Rate breakdown
Base rate: 1.35%
How to earn it
No conditions
Rate current since 27 May 2026.

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