Savings account

ANZ Progress Saver

Current savings rate from ANZ. Compare the ongoing rate, bonus conditions, introductory offers, and eligibility in one place.

ANZ Progress Saver

View on bank website ↗ 12+
3.75% p.a.
ongoing rate
Rate breakdown
Base rate: 0.01%
Bonus rate: + 3.74%
How to earn it

When you make a single deposit of $10 or more in a month and no withdrawals

Any withdrawal during the month — regardless of size — forfeits the bonus rate, even if you've also made the required $10+ deposit. Fees and account charges count as withdrawals for this purpose. Both the deposit and the no-withdrawal condition must be true in the same calendar month.

Rate current since 27 May 2026.

What to know

This page focuses on the ongoing rate: 3.75% p.a. That is the rate after any honeymoon period ends.

To earn the full rate, you need to meet these conditions: When you make a single deposit of $10 or more in a month and no withdrawals

If you miss the conditions in a given month, you earn only the base rate: 0.01% p.a.

Most common catch: Any withdrawal during the month — regardless of size — forfeits the bonus rate, even if you've also made the required $10+ deposit. Fees and account charges count as withdrawals for this purpose. Both the deposit and the no-withdrawal condition must be true in the same calendar month.

Eligibility: minimum age 12 .

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The information on this page is general in nature and does not constitute financial advice. Rates are subject to change — verify directly with the provider before making a financial decision.

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