Savings account
Bonus Saver
Current savings rate from Bank Australia. Compare the ongoing rate, bonus conditions, introductory offers, and eligibility in one place.
ongoing rate
Rate breakdown
Base rate: 0.10%
Bonus rate: + 4.75%
How to earn it
Deposit $100 or more and make no withdrawals during the calendar month. Bonus rate applies on balances up to $100,000.
Rate current since 19 May 2026.
What to know
This page focuses on the ongoing rate: 4.85% p.a. That is the rate after any honeymoon period ends.
To earn the full rate, you need to meet these conditions: Deposit $100 or more and make no withdrawals during the calendar month. Bonus rate applies on balances up to $100,000.
Eligibility: minimum age 0 .