Savings account

Online Saver

Current savings rate from Bank Australia. Compare the ongoing rate, bonus conditions, introductory offers, and eligibility in one place.

4.45% p.a.
ongoing rate
Rate breakdown
Base rate: 4.45%
How to earn it
No conditions
Rate current since 27 Jun 2026.

Rate History

The Online Saver rate has changed 3 times since we started tracking on 2 Jun 2026. Current rate: 4.45% p.a. — High: 4.45%, Low: 4.35%.

From To Ongoing rate p.a.
27 Jun 2026 4.45% Current
26 Jun 2026 27 Jun 2026 4.35%
3 Jun 2026 26 Jun 2026 4.45%
2 Jun 2026 3 Jun 2026 4.35%

What to know

This page focuses on the ongoing rate: 4.45% p.a. That is the rate after any honeymoon period ends.

This account is effectively a no-hoops saver: there are no bonus conditions recorded for the current rate.

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The information on this page is general in nature and does not constitute financial advice. Rates are subject to change — verify directly with the provider before making a financial decision.

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