Bendigo Bank offers a best rate of 4.8% p.a. on 12-month terms with a $5000 minimum deposit. Rates peak at the 8-month term (4.4% p.a.) and 12-month term, then drop significantly to 3.0% p.a. for all terms from 15 months onwards. Shorter terms under four months offer modest rates between 1.2% and 2.75% p.a.
Deposits with Bendigo Bank are protected under the Financial Claims Scheme up to $250,000 per account holder per ADI.
Grow your balance each calendar month (net increase, excluding interest). Available for customers aged 31 and over. Bonus rate applies on balances up to $100,000.
Bonus rate applies on balances up to $100,000
+4.65% — For customers 30 years old or younger, subject to eligibility criteria being met
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