Savings account

Bendigo Reward Saver

Current savings rate from Bendigo Bank. Compare the ongoing rate, bonus conditions, introductory offers, and eligibility in one place.

Bendigo Reward Saver

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4.50% p.a.

ongoing rate

Rate breakdown

Base rate: 0.10%

Bonus rate: + 4.40%

How to earn it

Grow your balance each calendar month (net increase, excluding interest). Available for customers aged 31 and over. Bonus rate applies on balances up to $100,000.

+4.4% — For customers 30 years old or younger, subject to eligibility criteria being met

Rate current since 10 Apr 2026.

What to know

This page focuses on the ongoing rate: 4.50% p.a. That is the rate after any honeymoon period ends.

To earn the full rate, you need to meet these conditions: Grow your balance each calendar month (net increase, excluding interest). Available for customers aged 31 and over. Bonus rate applies on balances up to $100,000.