Savings account

Bendigo Reward Saver

Current savings rate from Bendigo Bank. Compare the ongoing rate, bonus conditions, introductory offers, and eligibility in one place.

Bendigo Reward Saver

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4.75% p.a.
ongoing rate
Rate breakdown
Base rate: 0.10%
Bonus rate: + 4.65%
How to earn it

Grow your balance each calendar month (net increase, excluding interest). Available for customers aged 31 and over. Bonus rate applies on balances up to $100,000.

Bonus rate applies on balances up to $100,000

+4.65% — For customers 30 years old or younger, subject to eligibility criteria being met

Rate current since 22 May 2026.

What to know

This page focuses on the ongoing rate: 4.75% p.a. That is the rate after any honeymoon period ends.

To earn the full rate, you need to meet these conditions: Grow your balance each calendar month (net increase, excluding interest). Available for customers aged 31 and over. Bonus rate applies on balances up to $100,000.

If you miss the conditions in a given month, you earn only the base rate: 0.10% p.a.

Most common catch: +4.65% — For customers 30 years old or younger, subject to eligibility criteria being met

The bonus component is capped at $100,000.

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The information on this page is general in nature and does not constitute financial advice. Rates are subject to change — verify directly with the provider before making a financial decision.

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