Commonwealth Bank
Big4Commonwealth Bank is one of Australia's four major banks and offers three savings accounts with varying rate structures. The Youthsaver Account provides a 4.8% ongoing rate for customers under 18, combining a 2.0% base with a 2.8% bonus rate. The GoalSaver, available to adults, reaches 4.75% when bonus conditions are met on a low 0.25% base. The NetBank Saver offers a 4.95% introductory rate for five months, reverting to 1.95%.
Savings Accounts
ongoing rate
Rate breakdown
Base rate: 0.25%
Bonus rate: + 4.75%
How to earn it
Make at least one deposit and no withdrawals in the calendar month.
Rate current since 19 May 2026.
2.10% p.a.
ongoing rate
Rate breakdown
Base rate: 2.10%
How to earn it
No conditions
Introductory rate
3.10%
for 5 months
Then reverts to 2.10% ongoing rate.
Rate current since 15 May 2026.