Savings account
GoalSaver
Current savings rate from Commonwealth Bank. Compare the ongoing rate, bonus conditions, introductory offers, and eligibility in one place.
ongoing rate
Rate breakdown
Base rate: 0.25%
Bonus rate: + 4.75%
How to earn it
Make at least one deposit and no withdrawals in the calendar month.
Rate current since 19 May 2026.
What to know
This page focuses on the ongoing rate: 5.00% p.a. That is the rate after any honeymoon period ends.
To earn the full rate, you need to meet these conditions: Make at least one deposit and no withdrawals in the calendar month.
Eligibility: minimum age 18 .