IMB Bank

Credit union
www.imb.com.au ↗

IMB Bank is an Australian credit union offering savings accounts across several life stages. Its highest rate of 4.25% is available through the Zoo Account, designed for children aged 0 to 12, and requires a minimum $10 deposit and no withdrawals in the calendar month to earn the 4.15% bonus rate on top of the 0.1% base. The DIY Super Account pays 2.4% with no bonus conditions, while the Everyday 50PLUS Account offers 2.25% for members aged 50 and over.

Savings Accounts

Rate breakdown
Base rate: 0.00%
Bonus rate: + 3.00%
How to earn it

If there are any withdrawals between January 1 and October 31 the account will be closed and the bonus forfeited.

Rate current since 10 Apr 2026.
Rate breakdown
Base rate: 0.00%
Bonus rate: + 3.00%
How to earn it

To earn bonus interest account holder must make a minimum $50 deposit and no withdrawals per month. If bonus interest criteria are not met for the calendar month, both the Standard Variable Bonus Interest and Introductory Fixed Bonus Interest Rate are forfeited.

Rate current since 19 May 2026.
0.01% p.a.
ongoing rate
Rate breakdown
Base rate: 0.01%
How to earn it
No conditions
Rate current since 4 Apr 2026.