Savings account

Reward Saver Account — IMB Bank

Current savings rate from IMB Bank. Compare the ongoing rate, bonus conditions, introductory offers, and eligibility in one place.

Reward Saver Account

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3.20% p.a.
ongoing rate
Rate breakdown
Base rate: 0.00%
Bonus rate: + 3.20%
How to earn it

To earn bonus interest account holder must make a minimum $50 deposit and no withdrawals per month. If bonus interest criteria are not met for the calendar month, both the Standard Variable Bonus Interest and Introductory Fixed Bonus Interest Rate are forfeited.

Bonus rate applies on balances up to $1,000,000

Introductory rate
5.35% for 4 months

Then reverts to 3.20% ongoing rate.

Rate current since 29 May 2026.

Rate History

The Reward Saver Account rate has not changed since we started tracking on 29 May 2026. Current rate: 3.20% p.a.

From To Ongoing rate p.a.
29 May 2026 3.20% Current

What to know

This page focuses on the ongoing rate: 3.20% p.a. That is the rate after any honeymoon period ends.

To earn the full rate, you need to meet these conditions: To earn bonus interest account holder must make a minimum $50 deposit and no withdrawals per month. If bonus interest criteria are not met for the calendar month, both the Standard Variable Bonus Interest and Introductory Fixed Bonus Interest Rate are forfeited.

If you miss the conditions in a given month, you earn only the base rate: 0.00% p.a.

The bonus component is capped at $1,000,000.

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The information on this page is general in nature and does not constitute financial advice. Rates are subject to change — verify directly with the provider before making a financial decision.

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