IMB Bank is an Australian credit union offering savings accounts across several life stages. Its highest rate is available through the Zoo Account, designed for children aged 0 to 12, and requires a minimum $10 deposit and no withdrawals in the calendar month to earn a bonus rate on top of the base rate. The DIY Super Account pays a competitive rate with no bonus conditions, while the Everyday 50PLUS Account offers its advertised rate for members aged 50 and over.
IMB Bank Savings Account Rates
Credit unionSavings Accounts
3.25% p.a.
ongoing rate
Rate breakdown
Base rate: 0.00%
Bonus rate: + 3.25%
How to earn it
If there are any withdrawals between January 1 and October 31 the account will be closed and the bonus forfeited.
Rate current since 29 May 2026.
3.20% p.a.
ongoing rate
Rate breakdown
Base rate: 0.00%
Bonus rate: + 3.20%
How to earn it
To earn bonus interest account holder must make a minimum $50 deposit and no withdrawals per month. If bonus interest criteria are not met for the calendar month, both the Standard Variable Bonus Interest and Introductory Fixed Bonus Interest Rate are forfeited.
Introductory rate
5.35%
for 4 months
Then reverts to 3.20% ongoing rate.
Rate current since 29 May 2026.