ING

ING is an Australian challenger bank offering two savings accounts. The Savings Maximiser provides a 5.25% ongoing rate on balances up to $100,000, though this requires meeting monthly bonus conditions, with the higher rate applying the following calendar month rather than immediately. The Savings Accelerator offers a straightforward 2.75% base rate with no bonus conditions, plus a 1.05% introductory rate for the first month. Both accounts require applicants to be at least 18.