Savings account

Savings Maximiser

Current savings rate from ING. Compare the ongoing rate, bonus conditions, introductory offers, and eligibility in one place.

Savings Maximiser

View on bank website ↗ 18+
5.50% p.a.
ongoing rate
Rate breakdown
Base rate: 0.01%
Bonus rate: + 5.49%
How to earn it

Deposit $1,000 or more into any personal ING account and make 5 or more settled card purchases on your linked Orange Everyday account each calendar month. Applies on balances up to $100,000.

Bonus rate applies on balances up to $100,000

Rate current since 15 May 2026.

What to know

This page focuses on the ongoing rate: 5.50% p.a. That is the rate after any honeymoon period ends.

To earn the full rate, you need to meet these conditions: Deposit $1,000 or more into any personal ING account and make 5 or more settled card purchases on your linked Orange Everyday account each calendar month. Applies on balances up to $100,000.

The bonus component is capped at $100,000.

Eligibility: minimum age 18 .