Savings account
Hi Saver Account
Current savings rate from P&N Bank. Compare the ongoing rate, bonus conditions, introductory offers, and eligibility in one place.
0.05% p.a.
ongoing rate
Rate breakdown
Base rate: 0.05%
How to earn it
No conditions
Introductory rate
4.75%
for 4 months
Then reverts to 0.05% ongoing rate.
Rate current since 23 Apr 2026.
What to know
This page focuses on the ongoing rate: 0.05% p.a. That is the rate after any honeymoon period ends.
This account is effectively a no-hoops saver: there are no bonus conditions recorded for the current rate.
Eligibility: minimum age 12 .