Savings account
Smart Saver Account
Current savings rate from P&N Bank. Compare the ongoing rate, bonus conditions, introductory offers, and eligibility in one place.
Bonus interest applied when minimum $100 deposited and no withdrawals made from the account during the calendar month. Bonus interest is paid on balances up to $250,000 with balances in excess of $250,000 receiving the standard rate.
Bonus rate applies on balances up to $250,000
What to know
This page focuses on the ongoing rate: 4.85% p.a. That is the rate after any honeymoon period ends.
To earn the full rate, you need to meet these conditions: Bonus interest applied when minimum $100 deposited and no withdrawals made from the account during the calendar month. Bonus interest is paid on balances up to $250,000 with balances in excess of $250,000 receiving the standard rate.
The bonus component is capped at $250,000.
Eligibility: minimum age 18 .