UBank Savings Account Rates
NeoSavings Accounts
ongoing rate
Rate breakdown
Base rate: 0.00%
Bonus rate: + 5.10%
How to earn it
Grow your combined balance across all your Save accounts by at least $1 each month (excluding balances used to offset a Ubank home loan).
Bonus rate applies on balances up to $1,000,000
Introductory rate
5.85%
for 4 months
Then reverts to 5.10% ongoing rate.
Rate current since 29 May 2026.