Savings account

Save account

Current savings rate from UBank. Compare the ongoing rate, bonus conditions, introductory offers, and eligibility in one place.

Save account

View on bank website ↗ 16+
4.85% p.a.
ongoing rate
Rate breakdown
Base rate: 0.00%
Bonus rate: + 4.85%
How to earn it

Customer must grow their total Save account balances by at least $1 each month, excluding interest credits. Does not include accounts that are linked as offsets at the end of the month.

+4.85% — Customer must grow their total Save account balances by at least $1 each month, excluding interest credits. Does not include accounts that are linked as offsets at the end of the month. +4.85% — Customer must grow their total Save account balances by at least $1 each month, excluding interest credits. Does not include accounts that are linked as offsets at the end of the month. +0.0% — Customer must grow their total Save account balances by at least $1 each month, excluding interest credits. Does not include accounts that are linked as offsets at the end of the month.

Rate current since 10 Apr 2026.

What to know

This page focuses on the ongoing rate: 4.85% p.a. That is the rate after any honeymoon period ends.

To earn the full rate, you need to meet these conditions: Customer must grow their total Save account balances by at least $1 each month, excluding interest credits. Does not include accounts that are linked as offsets at the end of the month.

Eligibility: minimum age 16 .