Virgin Money Savings Account Rates
ChallengerSavings Accounts
4.20% p.a.
ongoing rate
Rate breakdown
Base rate: 0.05%
Bonus rate: + 4.15%
How to earn it
Make a minimum deposit and a minimum number of card purchases on your linked Go Account each calendar month (exact thresholds shown on the Virgin Money website).
Bonus rate applies on balances up to $250,000
Rate current since 5 Jun 2026.
3.05% p.a.
ongoing rate
Rate breakdown
Base rate: 0.05%
Bonus rate: + 3.00%
How to earn it
Additional variable interest rate earned on your Grow Saver when you meet the Monthly Criteria of at least 1 deposit and no more than 1 withdrawal in that month.
Rate current since 5 Jun 2026.