Virgin Money
ChallengerSavings Accounts
3.95% p.a.
ongoing rate
Rate breakdown
Base rate: 0.05%
Bonus rate: + 3.90%
How to earn it
Make a minimum deposit and a minimum number of card purchases on your linked Go Account each calendar month (exact thresholds shown on the Virgin Money website).
Bonus rate applies on balances up to $250,000
Rate current since 23 Apr 2026.
2.80% p.a.
ongoing rate
Rate breakdown
Base rate: 0.05%
Bonus rate: + 2.75%
How to earn it
Earn bonus interest each month by making at least one deposit and no withdrawals from your Grow Saver in that calendar month.
Rate current since 23 Apr 2026.