Virgin Money Savings Account Rates

Challenger

Savings Accounts

Rate breakdown
Base rate: 0.05%
Bonus rate: + 4.15%
How to earn it

Make a minimum deposit and a minimum number of card purchases on your linked Go Account each calendar month (exact thresholds shown on the Virgin Money website).

4.20% up to $250,000, then 0.05% above that

4.5% p.a. — Additional variable interest rate earned on a Boost Saver where the optional Lock Saver Feature is enabled.

Rate current since 5 Jun 2026.
Rate breakdown
Base rate: 0.05%
Bonus rate: + 3.00%
How to earn it

Additional variable interest rate earned on your Grow Saver when you meet the Monthly Criteria of at least 1 deposit and no more than 1 withdrawal in that month.

5.25% p.a. — Additional variable interest rate earned on a Grow Saver where the optional Lock Saver Feature is enabled.

Rate current since 5 Jun 2026.

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The information on this page is general in nature and does not constitute financial advice. Rates are subject to change — verify directly with the provider before making a financial decision.

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