Savings account
Virgin Money Boost Saver — Virgin Money
Current savings rate from Virgin Money. Compare the ongoing rate, bonus conditions, and eligibility in one place.
Virgin Money Boost Saver
View on bank website ↗Make a minimum deposit and a minimum number of card purchases on your linked Go Account each calendar month (exact thresholds shown on the Virgin Money website).
4.20% up to $250,000, then 0.05% above that
4.5% p.a. — Additional variable interest rate earned on a Boost Saver where the optional Lock Saver Feature is enabled.
Rate History
The Virgin Money Boost Saver rate has changed 1 time since we started tracking on 29 May 2026. Current rate: 4.20% p.a. — High: 4.20%, Low: 3.95%.
| From | To | Ongoing rate p.a. |
|---|---|---|
| 5 Jun 2026 | — | 4.20% Current |
| 29 May 2026 | 5 Jun 2026 | 3.95% |
What to know
This page focuses on the ongoing rate: 4.20% p.a.
To earn the full rate, you need to meet these conditions: Make a minimum deposit and a minimum number of card purchases on your linked Go Account each calendar month (exact thresholds shown on the Virgin Money website).
If you miss the conditions in a given month, you earn only the base rate: 0.05% p.a.
Most common catch: 4.5% p.a. — Additional variable interest rate earned on a Boost Saver where the optional Lock Saver Feature is enabled.
On balances above $250,000, the rate steps down to 0.05% p.a. — it doesn't stop, but the top rate only applies up to that balance.
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The information on this page is general in nature and does not constitute financial advice. Rates are subject to change — verify directly with the provider before making a financial decision.