Savings account
Everyday Access
Current savings rate from Bank Australia. Compare the ongoing rate, bonus conditions, introductory offers, and eligibility in one place.
0.05% p.a.
ongoing rate
Rate breakdown
Base rate: 0.05%
How to earn it
No conditions
Rate current since 2 May 2026.
What to know
This page focuses on the ongoing rate: 0.05% p.a. That is the rate after any honeymoon period ends.
This account is effectively a no-hoops saver: there are no bonus conditions recorded for the current rate.
Eligibility: minimum age 13 .