ME Bank offers term deposits from one to six months with a $5000 minimum deposit. Rates climb sharply from 0.75% at one month to 4.9% at six months, with the strongest returns on five and six-month terms. The three to six-month range delivers competitive rates above 4.6%, making these terms most attractive for investors seeking higher yields.
Deposits with ME Bank are protected under the Financial Claims Scheme up to $250,000 per account holder per ADI.
The Bonus Interest Rate applicable to your HomeME Account will apply: For each calendar month where: a minimum of $2,000 was deposited into your SpendME account in the previous calendar month from an External Account. The SpendME account to which money is deposited must be held in the same name (sole name account) or names (joint names account) as your HomeME account; and 5.35% p.a. is payable on balances up to $100,
Bonus rate applies on balances up to $1,000,000
The Bonus Interest Rate applicable to your SaveME Account will apply: For each calendar month where you made four or more card transactions in the previous calendar month using the Visa debit card linked to a SpendME account in the same name (sole name account) or names (joint name accounts) as your SaveME account. Transactions that are pending do not count as a transaction for the previous calendar month and will be counted in the following calendar month; and to the balance of your SaveME acco
Bonus rate applies on balances up to $500,000
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