Savings account
HomeME Account
Current savings rate from ME Bank. Compare the ongoing rate, bonus conditions, introductory offers, and eligibility in one place.
HomeME Account
View on bank website ↗The Bonus Interest Rate applicable to your HomeME Account will apply: For each calendar month where: a minimum of $2,000 was deposited into your SpendME account in the previous calendar month from an External Account. The SpendME account to which money is deposited must be held in the same name (sole name account) or names (joint names account) as your HomeME account; and 5.35% p.a. is payable on balances up to $100,
Bonus rate applies on balances up to $1,000,000
Rate History
The HomeME Account rate has changed 1 time since we started tracking on 29 May 2026. Current rate: 5.35% p.a. — High: 5.35%, Low: 5.10%.
| From | To | Ongoing rate p.a. |
|---|---|---|
| 4 Jun 2026 | — | 5.35% Current |
| 29 May 2026 | 4 Jun 2026 | 5.10% |
What to know
This page focuses on the ongoing rate: 5.35% p.a. That is the rate after any honeymoon period ends.
To earn the full rate, you need to meet these conditions: The Bonus Interest Rate applicable to your HomeME Account will apply: For each calendar month where: a minimum of $2,000 was deposited into your SpendME account in the previous calendar month from an External Account. The SpendME account to which money is deposited must be held in the same name (sole name account) or names (joint names account) as your HomeME account; and 5.35% p.a. is payable on balances up to $100,
If you miss the conditions in a given month, you earn only the base rate: 0.05% p.a.
The bonus component is capped at $1,000,000.