Savings account
SaveME Account — ME Bank
Current savings rate from ME Bank. Compare the ongoing rate, bonus conditions, and eligibility in one place.
SaveME Account
View on bank website ↗The Bonus Interest Rate applicable to your SaveME Account will apply: For each calendar month where you made four or more card transactions in the previous calendar month using the Visa debit card linked to a SpendME account in the same name (sole name account) or names (joint name accounts) as your SaveME account. Transactions that are pending do not count as a transaction for the previous calendar month and will be counted in the following calendar month; and to the balance of your SaveME acco
4.60% up to $500,000, then 0.05% above that
Rate History
The SaveME Account rate has changed 2 times since we started tracking on 29 May 2026. Current rate: 4.60% p.a. — High: 4.60%, Low: 4.10%.
| From | To | Ongoing rate p.a. |
|---|---|---|
| 18 Oct 2026 | — | 4.60% Current |
| 4 Jun 2026 | 18 Oct 2026 | 4.35% |
| 29 May 2026 | 4 Jun 2026 | 4.10% |
What to know
This page focuses on the ongoing rate: 4.60% p.a.
To earn the full rate, you need to meet these conditions: The Bonus Interest Rate applicable to your SaveME Account will apply: For each calendar month where you made four or more card transactions in the previous calendar month using the Visa debit card linked to a SpendME account in the same name (sole name account) or names (joint name accounts) as your SaveME account. Transactions that are pending do not count as a transaction for the previous calendar month and will be counted in the following calendar month; and to the balance of your SaveME acco
If you miss the conditions in a given month, you earn only the base rate: 0.05% p.a.
On balances above $500,000, the rate steps down to 0.05% p.a. — it doesn't stop, but the top rate only applies up to that balance.
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The information on this page is general in nature and does not constitute financial advice. Rates are subject to change — verify directly with the provider before making a financial decision.