Savings account
SaveME Account
Current savings rate from ME Bank. Compare the ongoing rate, bonus conditions, introductory offers, and eligibility in one place.
SaveME Account
View on bank website ↗The Bonus Interest Rate applicable to your SaveME Account will apply: For each calendar month where you made four or more card transactions in the previous calendar month using the Visa debit card linked to a SpendME account in the same name (sole name account) or names (joint name accounts) as your SaveME account. Transactions that are pending do not count as a transaction for the previous calendar month and will be counted in the following calendar month; and to the balance of your SaveME acco
Bonus rate applies on balances up to $500,000
Rate History
The SaveME Account rate has changed 1 time since we started tracking on 29 May 2026. Current rate: 4.35% p.a. — High: 4.35%, Low: 4.10%.
| From | To | Ongoing rate p.a. |
|---|---|---|
| 4 Jun 2026 | — | 4.35% Current |
| 29 May 2026 | 4 Jun 2026 | 4.10% |
What to know
This page focuses on the ongoing rate: 4.35% p.a. That is the rate after any honeymoon period ends.
To earn the full rate, you need to meet these conditions: The Bonus Interest Rate applicable to your SaveME Account will apply: For each calendar month where you made four or more card transactions in the previous calendar month using the Visa debit card linked to a SpendME account in the same name (sole name account) or names (joint name accounts) as your SaveME account. Transactions that are pending do not count as a transaction for the previous calendar month and will be counted in the following calendar month; and to the balance of your SaveME acco
If you miss the conditions in a given month, you earn only the base rate: 0.00% p.a.
The bonus component is capped at $500,000.