Up
NeoSavings Accounts
ongoing rate
Rate breakdown
Base rate: 5.10%
How to earn it
No conditions
Rate current since 10 Apr 2026.
ongoing rate
Rate breakdown
Base rate: 0.00%
Bonus rate: + 5.10%
How to earn it
Make 5 or more card purchases from your Up Everyday Account each month and make no withdrawals from that Saver during the month. No minimum deposit required.
+1.75% — Earn this rate on any eligible Saver you withdraw from during the month, when you make 5 or more eligible card purchases from your Everyday Account. +1.75% — This rate applies to the portion of your combined Saver balances above $250,000, when no withdrawals are made during the month and you make 5 or more eligible card purchases from your Everyday Account.
Rate current since 10 Apr 2026.