Savings account

Up Saver

Current savings rate from Up. Compare the ongoing rate, bonus conditions, introductory offers, and eligibility in one place.

5.10% p.a.
ongoing rate
Rate breakdown
Base rate: 0.00%
Bonus rate: + 5.10%
How to earn it

Make 5 or more card purchases from your Up Everyday Account each month and make no withdrawals from that Saver during the month. No minimum deposit required.

+1.75% — Earn this rate on any eligible Saver you withdraw from during the month, when you make 5 or more eligible card purchases from your Everyday Account. +1.75% — This rate applies to the portion of your combined Saver balances above $250,000, when no withdrawals are made during the month and you make 5 or more eligible card purchases from your Everyday Account.

Rate current since 10 Apr 2026.

What to know

This page focuses on the ongoing rate: 5.10% p.a. That is the rate after any honeymoon period ends.

To earn the full rate, you need to meet these conditions: Make 5 or more card purchases from your Up Everyday Account each month and make no withdrawals from that Saver during the month. No minimum deposit required.

Eligibility: minimum age 16 .