Savings account
Up Essentials Saver
Current savings rate from Up. Compare the ongoing rate, bonus conditions, introductory offers, and eligibility in one place.
ongoing rate
Rate breakdown
Base rate: 5.10%
How to earn it
No conditions
Rate current since 10 Apr 2026.
What to know
This page focuses on the ongoing rate: 5.10% p.a. That is the rate after any honeymoon period ends.
This account is effectively a no-hoops saver: there are no bonus conditions recorded for the current rate.
Eligibility: minimum age 16 .