BOQ

Neo
www.boq.com.au ↗

BOQ offers savings accounts across several life stages. The Future Saver Account targets those aged 14 to 35 with a 5.35% ongoing rate, requiring $1,000 deposited monthly and five eligible transactions to unlock the 5.30% bonus rate above a 0.05% base. The Smart Saver Account applies the same deposit conditions for customers aged 36 and over, reaching 5.15%. The Kids Savings Account allows up to one monthly withdrawal to earn 1.30%, while the Superannuation Savings Account carries a 3.55% introductory rate for four months.

Savings Accounts

4.55% p.a.
ongoing rate
Rate breakdown
Base rate: 4.55%
How to earn it
No conditions
Rate current since 24 Apr 2026.