BOQ

Neo
www.boq.com.au ↗

Savings Accounts

Future Saver Account

View on bank website ↗ 14+ Under 35
5.35% p.a.
ongoing rate
Rate breakdown
Base rate: 0.05%
Bonus rate: + 5.30%
How to earn it

If Bonus Criteria ($1000 deposited per month + 5 eligible transactions) met. Otherwise only base rate (0.05%) will apply.

+2.8% — If Bonus Criteria ($1000 deposited per month + 5 eligible transactions) met. Otherwise only base rate (0.05%) will apply.

Rate current since 4 Apr 2026.

Smart Saver Account

View on bank website ↗ 36+
5.15% p.a.
ongoing rate
Rate breakdown
Base rate: 0.05%
Bonus rate: + 5.10%
How to earn it

$1000 deposited per month + 5 eligible transactions

Rate current since 4 Apr 2026.

Kids Savings Account

View on bank website ↗ Under 14
1.30% p.a.
ongoing rate
Rate breakdown
Base rate: 0.05%
Bonus rate: + 1.25%
How to earn it

Total interest rate will be 1.25% p.a. (1.20% p.a. Bonus Interest + 0.05% p.a. Variable base rate) if no more than one (1) withdrawal is made during a calendar month. Calculated daily and paid monthly.

+1.25% — Total interest rate will be 1.25% p.a. (1.20% p.a. Bonus Interest + 0.05% p.a. Variable base rate) if no more than one (1) withdrawal is made during a calendar month. Calculated daily and paid monthly. +1.25% — Total interest rate will be 1.25% p.a. (1.20% p.a. Bonus Interest + 0.05% p.a. Variable base rate) if no more than one (1) withdrawal is made during a calendar month. Calculated daily and paid monthly.

Rate current since 4 Apr 2026.

Superannuation Savings Account

View on bank website ↗
0.70% p.a.
ongoing rate
Rate breakdown
Base rate: 0.70%
How to earn it
No conditions
Introductory rate
3.55% for 4 months

Then reverts to 0.70% ongoing rate.

Rate current since 4 Apr 2026.

Simple Saver Account

View on bank website ↗ 14+
0.05% p.a.
ongoing rate
Rate breakdown
Base rate: 0.05%
How to earn it
No conditions
Introductory rate
0.65%

Then reverts to 0.05% ongoing rate.

Rate current since 4 Apr 2026.