Savings account
Smart Saver Account
Current savings rate from BOQ. Compare the ongoing rate, bonus conditions, introductory offers, and eligibility in one place.
To activate bonus interest on your Smart Saver Account/s, you will need to meet bonus interest criteria each month to qualify for bonus interest the following month. AgeMonthly criteria36 years+ Deposit $1000 from an external account into your linked Everyday Account and make 5 eligible transactions that clear within the month. An external account is any Australian non-myBOQ account. A deposit from an external account includes wages paid by an employer from an Australian account. Cash and cheque
Bonus rate applies on balances up to $250,000
What to know
This page focuses on the ongoing rate: 5.40% p.a. That is the rate after any honeymoon period ends.
To earn the full rate, you need to meet these conditions: To activate bonus interest on your Smart Saver Account/s, you will need to meet bonus interest criteria each month to qualify for bonus interest the following month. AgeMonthly criteria36 years+ Deposit $1000 from an external account into your linked Everyday Account and make 5 eligible transactions that clear within the month. An external account is any Australian non-myBOQ account. A deposit from an external account includes wages paid by an employer from an Australian account. Cash and cheque
If you miss the conditions in a given month, you earn only the base rate: 0.05% p.a.
The bonus component is capped at $250,000.
Eligibility: minimum age 36 .
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The information on this page is general in nature and does not constitute financial advice. Rates are subject to change — verify directly with the provider before making a financial decision.