Savings account

Future Saver Account

Current savings rate from BOQ. Compare the ongoing rate, bonus conditions, introductory offers, and eligibility in one place.

Future Saver Account

View on bank website ↗ 14+ Under 35
5.60% p.a.
ongoing rate
Rate breakdown
Base rate: 0.05%
Bonus rate: + 5.55%
How to earn it

To activate the bonus interest on your Future Saver Account/s, you will need to meet bonus interest criteria each month to qualify for bonus interest the following month. Deposit at least $1,000 a month into your linked Everyday transaction account from another Australian bank. (Funds transferred from BOQ accounts, cash and cheque and international deposits won't count.)Complete at least 5 transactions each month. Eligible transactions include direct debit payments, ATM withdrawals (not deposits

Bonus rate applies on balances up to $50,000

Rate current since 27 Jun 2026.

What to know

This page focuses on the ongoing rate: 5.60% p.a. That is the rate after any honeymoon period ends.

To earn the full rate, you need to meet these conditions: To activate the bonus interest on your Future Saver Account/s, you will need to meet bonus interest criteria each month to qualify for bonus interest the following month. Deposit at least $1,000 a month into your linked Everyday transaction account from another Australian bank. (Funds transferred from BOQ accounts, cash and cheque and international deposits won't count.)Complete at least 5 transactions each month. Eligible transactions include direct debit payments, ATM withdrawals (not deposits

If you miss the conditions in a given month, you earn only the base rate: 0.05% p.a.

The bonus component is capped at $50,000.

Eligibility: minimum age 14 , available under age 35 .

Get alerted when this rate changes

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The information on this page is general in nature and does not constitute financial advice. Rates are subject to change — verify directly with the provider before making a financial decision.

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