Savings account
Future Saver Account — BOQ
Current savings rate from BOQ. Compare the ongoing rate, bonus conditions, and eligibility in one place.
To activate the bonus interest on your Future Saver Account/s, you will need to meet bonus interest criteria each month to qualify for bonus interest the following month. Deposit at least $1,000 a month into your linked Everyday transaction account from another Australian bank. (Funds transferred from BOQ accounts, cash and cheque and international deposits won't count.)Complete at least 5 transactions each month. Eligible transactions include direct debit payments, ATM withdrawals (not deposits
Bonus rate applies on balances up to $50,000
Rate History
The Future Saver Account rate has not changed since we started tracking on 27 Jun 2026. Current rate: 5.60% p.a.
| From | To | Ongoing rate p.a. |
|---|---|---|
| 27 Jun 2026 | — | 5.60% Current |
What to know
This page focuses on the ongoing rate: 5.60% p.a.
To earn the full rate, you need to meet these conditions: To activate the bonus interest on your Future Saver Account/s, you will need to meet bonus interest criteria each month to qualify for bonus interest the following month. Deposit at least $1,000 a month into your linked Everyday transaction account from another Australian bank. (Funds transferred from BOQ accounts, cash and cheque and international deposits won't count.)Complete at least 5 transactions each month. Eligible transactions include direct debit payments, ATM withdrawals (not deposits
If you miss the conditions in a given month, you earn only the base rate: 0.05% p.a.
This account has 3 balance brackets, each with its own rate — see the full breakdown below.
| Balance range | Base rate | Bonus rate | Total rate |
|---|---|---|---|
| $0 – $50,000 | 0.05% | 5.55% | 5.60% |
| $50,000 – $250,000 | 0.05% | 3.05% | 3.10% |
| $250,000 – $5,000,000 | 0.05% | 0.00% | 0.05% |
Eligibility: minimum age 14, available under age 35.
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The information on this page is general in nature and does not constitute financial advice. Rates are subject to change — verify directly with the provider before making a financial decision.