Savings account

Simple Saver Account — BOQ

Current savings rate from BOQ. Compare the ongoing rate, bonus conditions, and eligibility in one place.

Simple Saver Account

View on bank website ↗ 14+
4.80% p.a.
ongoing rate
Rate breakdown
Base rate: 4.80%
How to earn it
No conditions
Rate current since 5 Jun 2026.

Rate History

The Simple Saver Account rate has changed 1 time since we started tracking on 24 Apr 2026. Current rate: 4.80% p.a. — High: 4.80%, Low: 4.55%.

From To Ongoing rate p.a.
5 Jun 2026 4.80% Current
24 Apr 2026 5 Jun 2026 4.55%

What to know

This page focuses on the ongoing rate: 4.80% p.a.

This account is effectively a no-hoops saver: it has no monthly conditions.

Good to know: This $5,000,000 cap is combined across all your Simple Saver accounts held in the same name (up to 9 allowed) — it isn't a separate $5,000,000 per account.

This rate applies to balances up to $5,000,000.

Eligibility: minimum age 14.

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The information on this page is general in nature and does not constitute financial advice. Rates are subject to change — verify directly with the provider before making a financial decision.

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