Savings account

Simple Saver Account

Current savings rate from BOQ. Compare the ongoing rate, bonus conditions, introductory offers, and eligibility in one place.

Simple Saver Account

View on bank website ↗ 14+
4.80% p.a.
ongoing rate
Rate breakdown
Base rate: 4.80%
How to earn it
No conditions
Rate current since 27 Jun 2026.

Rate History

The Simple Saver Account rate has changed 2 times since we started tracking on 24 Apr 2026. Current rate: 4.80% p.a. — High: 4.80%, Low: 4.55%.

From To Ongoing rate p.a.
27 Jun 2026 4.80% Current
5 Jun 2026 27 Jun 2026 4.80%
24 Apr 2026 5 Jun 2026 4.55%

What to know

This page focuses on the ongoing rate: 4.80% p.a. That is the rate after any honeymoon period ends.

This account is effectively a no-hoops saver: there are no bonus conditions recorded for the current rate.

The bonus component is capped at $5,000,000.

Eligibility: minimum age 14 .

Get alerted when this rate changes

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The information on this page is general in nature and does not constitute financial advice. Rates are subject to change — verify directly with the provider before making a financial decision.

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